Privacy Policy

1. Acceptance of Terms

By accessing or using the Service, creating an account, uploading content, or clicking to accept these Terms, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use the Service.

2. Eligibility

You must be at least 18 years old and legally capable of entering into a binding contract to use the Service. By using the Service, you represent and warrant that you meet these requirements.

3. The Service

TaxTherapist is an AI-powered informational software platform designed to help users review tax-related materials, identify potential issues, and explore possible next steps for further consideration.

The Service may include, without limitation: (a) automated review of tax forms, notices, and other documents; (b) identification of potential inconsistencies, omissions, deadlines, or risk indicators; (c) generalized explanations of tax concepts, notices, procedures, and scenarios; and (d) suggested informational next steps for discussion with licensed professionals.

4. Not Professional Advice; No Professional Relationship

The service is provided for general informational, educational, and analytical purposes only.

TaxTherapist Inc. is not a law firm, CPA firm, accounting firm, enrolled agent firm, registered tax return preparer, or licensed advisory provider.

• No Professional Relationship: Use of the Service does not create any attorney-client, accountant-client, tax preparer-client, fiduciary, or advisory relationship.
• No Tax Return Preparation: TaxTherapist does not prepare tax returns or provide tax return preparation services within the meaning of applicable law, including IRC §7701(a)(36).
• Draft-Only Output: Any forms, documents, templates, or filled fields generated by the Service are provided solely as draft materials for your independent review, modification, and completion.
• User Is Sole Preparer: You are solely responsible for all entries, positions, elections, and information included in any form. You are the sole preparer of any return or document you file.
• No Filing Instructions or Advice: Any references to filing methods, addresses, or procedures are general informational examples only and may not be accurate or applicable to your situation.

5. No Return Preparation, Filing, or Representation

TaxTherapist does not prepare, sign, submit, transmit, or file any return, election, statement, disclosure, protest, petition, or other document with any governmental authority on your behalf.

TaxTherapist does not act as your representative, power of attorney, designee, or agent before the IRS, any state or local tax authority, or any other governmental body.

6. AI System; Experimental and Evolving Technology

The Service uses automated systems and probabilistic models.

The Service may generate draft forms or pre-filled templates based on provided inputs. These drafts:

• may contain errors, omissions, or incorrect assumptions;
• may not comply with current IRS or state requirements;
• may not reflect your full tax situation.

The Service does not verify accuracy of inputs or outputs and does not ensure completeness or compliance.

7. No Reliance; Verification Required

You agree not to rely on the Service as a substitute for licensed professional advice or independent judgment.

Before acting or failing to act based on the Service, you must independently verify all information, deadlines, and assumptions and consult a qualified licensed professional where appropriate.

Any action you take or fail to take based on the Service is solely at your own risk.

8. No Duty of Care

To the fullest extent permitted by law, TaxTherapist Inc. does not undertake and expressly disclaims any duty of care, professional duty, fiduciary duty, or special duty to you arising from the Service or your use of it.

9. User Responsibilities

You are solely responsible for: (a) reviewing, correcting, and approving all generated drafts; (b) entering, editing, or rejecting any pre-filled information; (c) determining whether any form is complete and accurate; (d) verifying filing addresses, deadlines, and procedures; (e) consulting licensed professionals where appropriate; (f) all filings, submissions, and communications with authorities.

10. Accounts and Security

You are responsible for maintaining the confidentiality of your credentials and for all activities under your account. You must promptly notify us of any suspected unauthorized access or security incident involving your account.

We may suspend or restrict access to protect the Service, other users, or our rights, systems, or operations.

11. User Content

“User Content” means any information, document, file, image, prompt, message, tax return, notice, form, correspondence, data, or other material you upload, submit, or transmit through the Service.

You represent and warrant that: (a) you own or control all rights necessary to provide the User Content; (b) you have all required consents and permissions to upload it; (c) your User Content does not violate law, privacy rights, confidentiality obligations, intellectual property rights, or third-party rights; and (d) your User Content does not contain malware, malicious code, or harmful material.

12. License to User Content

You grant TaxTherapist Inc. a worldwide, non-exclusive, sublicensable, transferable, royalty-free license to host, store, reproduce, transmit, process, adapt, analyze, modify solely as technically necessary, and use User Content for the following limited purposes: (a) operating, maintaining, securing, debugging, and improving the Service; (b) generating outputs and features requested by you; (c) compliance, fraud prevention, abuse prevention, and enforcement of these Terms; (d) internal analytics, quality assurance, product development, and system improvement; and (e) creating de-identified and aggregated datasets, statistics, learnings, patterns, and system insights, subject to applicable law.

Except as described in these Terms and the Privacy Policy, we do not claim ownership of your User Content.

13. AI Training; De-Identification

You expressly acknowledge that, unless prohibited by applicable law or unless we expressly offer and agree to a separate written opt-out for a particular product tier, interactions and User Content may be used to develop, test, improve, train, evaluate, and refine our systems.

Where reasonably practicable, we may de-identify, pseudonymize, aggregate, transform, or abstract data before using it for research, analytics, and system improvement. We may retain de-identified and aggregated information indefinitely, subject to applicable law.

We do not commit that all content used for system improvement will always be fully anonymized before every internal processing step, but we do commit to applying commercially reasonable technical, administrative, and organizational safeguards designed to reduce identification risks.

We will not intentionally attempt to re-identify data that has been de-identified, except as necessary to test, validate, maintain, secure, or improve de-identification methods, to comply with law, or to protect against fraud, abuse, or security threats.

14. Sensitive Information

You may upload sensitive financial and tax-related documents.

You acknowledge that:

• such data is sensitive in nature;
• you upload it at your discretion and risk;
• while we implement safeguards, no system is completely secure.

We use commercially reasonable measures, including encryption in transit and, where applicable, at rest.

Users may delete their data at any time through available controls, subject to system limitations and legal requirements.

15. Prohibited Uses

You may not: (a) use the Service in violation of law or regulation; (b) use the Service as a substitute for licensed legal, tax, accounting, or financial advice while presenting it to others as such; (c) upload content you do not have the right to use; (d) reverse engineer, scrape, copy, frame, mirror, benchmark, extract, or use the Service to develop or train competing models, datasets, or products, except as prohibited by law; (e) interfere with or disrupt the Service or bypass security measures; (f) use the Service to transmit malware, spam, or harmful code; (g) misrepresent outputs as professional advice, official forms, filings, or communications from a governmental authority; or (h) use the Service in a manner that creates excessive load, security risk, legal exposure, or reputational harm.

16. Third-Party Services

The Service may rely on third-party hosting providers, model providers, storage providers, communications providers, analytics tools, and other vendors.

We are not responsible for third-party products or services, their availability, their security practices, their outputs, or their acts or omissions.

17. Intellectual Property

The Service, including all software, code, interfaces, workflows, prompts, screen designs, compilations, systems, models, logos, trademarks, text, graphics, features, and all related intellectual property rights, are and remain the exclusive property of TaxTherapist Inc. or its licensors.

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable right to access and use the Service for your internal lawful personal or business use.

18. Feedback

If you provide suggestions, comments, ideas, or feedback, you grant TaxTherapist Inc. a perpetual, irrevocable, worldwide, royalty-free right to use and exploit that feedback without restriction or compensation.

19. Disclaimers of Warranties

THE SERVICE, ALL OUTPUTS, AND ALL RELATED CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE FULLEST EXTENT PERMITTED BY LAW, TAXTHERAPIST INC. DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, RELIABILITY, QUIET ENJOYMENT, SECURITY, AVAILABILITY, OR THAT THE SERVICE WILL BE ERROR-FREE, UNINTERRUPTED, TIMELY, OR SUITABLE FOR YOUR NEEDS.

WITHOUT LIMITING THE FOREGOING, TAXTHERAPIST INC. DISCLAIMS ANY WARRANTY THAT THE SERVICE WILL IDENTIFY ALL TAX ISSUES, PREVENT PENALTIES, PRODUCE CORRECT OR DEFENSIBLE POSITIONS, SATISFY GOVERNMENT REQUIREMENTS, OR IMPROVE ANY LEGAL, TAX, OR FINANCIAL OUTCOME.

20. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, TAXTHERAPIST INC. AND ITS OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AFFILIATES, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, BUSINESS, GOODWILL, USE, DATA, TAX BENEFITS, OR EXPECTED SAVINGS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

WITHOUT LIMITING THE FOREGOING, TAXTHERAPIST INC. SHALL NOT BE LIABLE FOR ANY AUDIT, EXAMINATION, ASSESSMENT, DEFICIENCY, PENALTY, INTEREST, FINE, ENFORCEMENT ACTION, MISSED DEADLINE, DISALLOWED POSITION, FILING ERROR, OR OTHER LOSS OR LIABILITY ARISING OUT OF OR RELATED TO YOUR USE OF OR RELIANCE ON THE SERVICE.

TO THE FULLEST EXTENT PERMITTED BY LAW, THE TOTAL AGGREGATE LIABILITY OF TAXTHERAPIST INC. FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS SHALL NOT EXCEED THE GREATER OF: (A) ONE HUNDRED U.S. DOLLARS (US $100); OR (B) THE AMOUNT YOU PAID TO TAXTHERAPIST INC. FOR THE SERVICE DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

Some jurisdictions do not allow certain limitations of liability, so portions of this section may not apply to you.

21. Indemnification

You agree to defend, indemnify, and hold harmless TaxTherapist Inc. and its officers, directors, employees, contractors, affiliates, licensors, and service providers from and against any and all claims, demands, actions, proceedings, liabilities, damages, judgments, settlements, penalties, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to: (a) your use of the Service; (b) your User Content; (c) your violation of these Terms; (d) your violation of law or third-party rights; (e) your decisions, filings, non-filings, disclosures, or communications with tax authorities; or (f) your reliance on any outputs.

22. Termination and Suspension

We may, at any time and without liability, suspend, restrict, or terminate your access to the Service, in whole or in part, with or without notice, for any reason, including suspected fraud, abuse, security risk, legal risk, nonpayment, or violation of these Terms.

You may stop using the Service at any time. Sections that by their nature should survive termination will survive, including provisions relating to ownership, licenses, disclaimers, limitations of liability, indemnification, dispute resolution, and data retained in accordance with the Privacy Policy.

23. Modifications to the Service and Terms

We may modify, suspend, or discontinue any part of the Service at any time.

We may update these Terms from time to time. The updated version will become effective when posted, unless a later date is stated. Your continued use of the Service after the effective date constitutes acceptance of the updated Terms.

24. Governing Law

These Terms are governed by the laws of the State of Wyoming, without regard to conflict-of-laws principles, except to the extent preempted by federal law or otherwise required by non-waivable consumer protection law.

25. Informal Dispute Resolution

Before starting arbitration or litigation, you and TaxTherapist agree to try to resolve disputes informally. To begin this process, the complaining party must send a written notice describing the claim, the requested relief, and contact information to info@taxtherapist.ai or any updated notice address posted by us. If we do not resolve the dispute within 60 days after receipt, either party may proceed as permitted below.

26. Binding Arbitration; Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR RIGHTS.

Except for claims that qualify for small claims court and claims seeking injunctive relief for misuse of intellectual property or unauthorized access, any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be resolved by final and binding arbitration on an individual basis.

The arbitration will be administered by the American Arbitration Association under its Consumer Arbitration Rules then in effect, unless the parties agree otherwise in writing. Arbitration may be conducted remotely, by documents, by telephone, by video, or in a mutually agreed location, as determined under the applicable rules and the arbitrator’s discretion.

You and TaxTherapist waive any right to a jury trial and any right to participate in a class action, class arbitration, representative action, consolidated action, or private attorney general action, to the fullest extent permitted by law.

If any portion of this class action waiver is found unenforceable as to a particular claim or request for relief, then that claim or request for relief shall be severed and litigated in court, and the remaining claims shall proceed in arbitration to the fullest extent permitted by law.

If the arbitration agreement in this Section is found unenforceable, then exclusive jurisdiction for disputes shall lie in the state or federal courts located in Wyoming, and you consent to personal jurisdiction and venue there, subject to applicable law.

27. Arbitration Opt-Out

You may opt out of this arbitration agreement by sending written notice of your decision to info@taxtherapist.ai within 30 days after the date you first accept these Terms. Your notice must include your full name, the email address associated with your account, and a clear statement that you wish to opt out of arbitration. Opting out of arbitration will not affect any other part of these Terms.

28. Electronic Communications

You consent to receive communications from us electronically, including by email, in-product notices, and postings in the Service. You agree that electronic communications satisfy any legal requirement that such communications be in writing.

29. Export and Sanctions Compliance

You may not use the Service in violation of U.S. export control or sanctions laws. You represent that you are not located in, organized in, or ordinarily resident in a restricted jurisdiction and are not a person with whom dealings are prohibited under applicable law.

30. Miscellaneous

These Terms, together with the Privacy Policy and any additional written terms expressly incorporated by reference, constitute the entire agreement between you and TaxTherapist Inc. regarding the Service.

If any provision of these Terms is held unenforceable, that provision will be limited to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

Our failure to enforce any provision is not a waiver of our right to do so later.

You may not assign these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, financing, reorganization, sale of assets, or by operation of law.

31. Contact

TaxTherapist Inc.

Email: info@taxtherapist.ai